Archived Workshops

June 2, 2021 – Retirement Planning

In this workshop Meredith will discuss key retirement concepts including the different sources of retirement income that come from government programs such as the Canada Pension Plan (CPP), Old Age Security (OAS) and Guaranteed Income Supplement (GIS). She will explain the types of retirement options that may be provided through employment and the importance of personal savings using Registered Retirement Savings Plans (RRSPs) and Tax Free Savings Accounts (TFSAs) to make up any shortfalls. She will explain the importance of starting as early as one can and what to think about in budgeting for retirement income needs.

Presenter:

Meredith Young is a lead associate at Willis Towers Watson and assists companies in the  management of their pension plans. She holds a BScH (Chemistry and Math) from Queen’s University and a Certificate in Actuarial Science from SFU. She is an Associate of the Canadian Institute of Actuaries and is working towards her Fellowship designation.

June 9, 2021 – Buying a Home

Our presenter will give an overview of the basic concepts in buying a house and address some of the questions that you might have such as:

Overcoming fear

Is buying right for you?

Know your numbers

Drafting your team

What does actively looking actually look like?

What are the risks and benefits?

Define your goal and go for it!

Presenter:

Jen Hickey is an award winning, and MCNE certified realtor helping people buy and sell homes since 2015. She started in real estate in 2013 as a mortgage broker and was dual licensed until 2019.

June 16, 2021 – An Economic Update

Things are looking up! 

Despite ongoing lock-downs and a third wave of the virus, there is now a light at the end of the tunnel. The rollout of vaccines across the world is bringing optimism to markets. This session will provide an analysis of the trends that are impacting capital markets and a discussion on what the future may hold once society can fully re-emerge from sheltering-at-home.

Presenter:

Lori Satov has CFA, FSA, FCIA designations; an MBA from McGill University; and an Honours Bachelor of Science from University of Western Ontario. Lori is a portfolio manager at Connor, Clark & Lunn Investment Management, responsible for institutional client service. She also chairs the ESG (Environmental, Social and Governance) Committee.

FEBRUARY 3, 2021 – STOCKS 101

This workshop will be a comprehensive beginner’s guide to investing in stocks, and will be suitable for those who are interested in learning about stock investing and want to start investing themselves.
Some of the topics we will be covering:
What are stocks and how does the stock market work?
Why do people invest in stocks? What are the potential benefits and risks?
What types of companies issue stocks?
What types of stocks are out there?
Why do stock prices go up or down?
What investment strategy should you use when investing in stocks?
What are the different vehicles for investing in stocks?
How do you open an account? 
What types of fees are there?
Presenter:
Cindy graduated from McGill University with a Bachelor of Commerce degree and has completed the Canadian Securities Course. Cindy holds a Chartered Financial Analyst (CFA) designation and is a member of CFA Society Vancouver. She is passionate about improving financial literacy among women and new immigrants, speaking at events for Women in Capital Markets and S.U.C.C.E.S.S. Foundation.

FEBRUARY 10, 2021 – FINANCIAL MATTERS

Part 1 of this workshop will be a discussion on how we can talk about financial matters with our families, friends and financial service providers. The subject of money is often considered taboo or in bad taste but being able to talk about it can help in many ways. For example, we can find out: 
• How much of a raise to ask for.
• What we should be paying in rent.
• Whether or not our expenses are normal or unusually high.
• What is our family financial situation and are we meeting our goals.
Our presenter has experience leading this discussion with different groups and will give practical tips on how to talk about money in ways that help everyone. 
Part 2 is about the services that banks provide with respect to investing and wealth management. Most of us have some connection with one of the large Canadian banks for basic banking services which makes them a logical choice for accessing investment solutions for our savings. However, wealth management covers a wide range of products and services and it is difficult to know who to talk to and how to find ones most suitable to us. 
Our presenter is currently working in this area where she focuses on providing her clientele with “practical advice that works as advertised”. She will guide us through the banking system and show us where to find appropriate services especially for those starting out with modest savings. 
Presenter
Janine Guenther is the President of Dixon Mitchell Investment Counsel, a Vancouver based Investment firm that has been in business for over 20 years. She has over 30 years of experience in the financial services industry. Holds a Bachelor of Commerce from the University of Manitoba along with the Chartered Financial Analyst (CFA), and Chartered Market Technician (CMT) designations.

FEBRUARY 17, 2021 – CREDIT AND BORROWING FUNDAMENTALS

This workshop deals with various aspects of credit including home mortgages. Women who attend do not need any background in this topic. We will talk about important basics such as:
• What is a credit rating?
• Why your credit history matters
• How to build a good credit score 
• Different types of borrowing and how to manage debt 
• How to figure out the upfront and ongoing costs of homeownership 
• How to calculate the mortgage amount you qualify for 
Presenter:
Claire Cobden is VP, Treasurer at BlueShore Financial, BC’s fourth largest credit union. She is responsible for daily treasury operations and trading. Prior to joining BlueShore Financial, Claire was the Assistant Treasurer for MacDonald, Dettwiler and Associates, a global communications and information technology company. She has a Bachelor of Commerce Degree from UBC and holds both the CFA and CPA designations. Claire currently is a Director and the Treasurer of CFA Vancouver. 

FEBRUARY 24, 2021 – TRAUMA OF MONEY

Many of us would benefit from understanding how our upbringing and core-beliefs shape our thoughts and behaviours around money. This is especially true when we experience problems such as compulsive spending or financial avoidance. Our presenter will take a compassionate approach to discussing initial considerations for identifying our psychological triggers as a meaningful step towards financial safety and well-being. This workshop is based on the Trauma of Money Program which is an accredited course with the Canadian Counselling and Psychotherapy Association.
Presenter:
Alexandra’s experiences are complemented by her education in social work (Bachelor in Social Work), with a specialization in child welfare, and community health sciences (Master in Science), with a focus in family violence and conflict resolution. Alexandra is currently registered with the B.C. College of Social Workers and is working towards her Certificate of Indigenous Leadership, Governance, and Management Excellence through the Banff Centre. In June 2020, Alexandra completed her Certificate as a Trauma of Money Facilitator. 

October 7, 2020 – Webinar: Stocks & Bonds 101

This workshop was a beginner’s guide to investing in stocks, and is suitable for those who are interested in learning the basics of stock investing and financial markets.

What are stocks and why do people buy them? / Why do companies issue stocks? / What types of stocks are out there? / What are the potential benefits and risks of owning stocks? / How do you invest in stocks? / What types of fees are there?

October 14, 2020 – Webinar: Responsible Investing

Responsible Investing means different things to different people – this session shed light on how you can incorporate your values into your investments. Christie provided an overview of the evolution of responsible investing and how it fits within the spectrum of sustainable finance. She addressed strategies responsible investors utilize from screening stocks to active ownership and impact investing. She also discussed what themes portfolio managers consider when thinking about environmental, social and governance (ESG) issues.

October 21, 2020 – Webinar: How to Screen Stocks for Investments

In this intermediate workshop we provided information on the common characteristics analysts look at (P/E, {/B, EPS, dividend yield) when determining whether or not to invest in a company’s stock, and we showed how to build your own free stock screens using Yahoo! Finance.

October 28, 2020 – Webinar: Retirement Planning

In this workshop for women, we discussed key retirement concepts including: – Knowing where you stand today. / – The importance of starting as early as possible. / – What is asset mix and why is it important. / – What are the different types of retirement plans.

For the most part, the information is presented at a basic level but there is scope for in depth discussions on areas of interest to the participants.

May 27, 2020 – Webinar: An Economic Update in the Time of COVID-19

Stay Calm and Carry On

With an abrupt end to an 11-year bull market, it is an understatement to say that 2020 has been challenging for investors. This session will provide an analysis of the economic effects of the lock-down due to COVID-19, the impact on capital markets and a discussion on what the future may hold once society can re-emerge from sheltering-at-home.

June 17, 2020 – Webinar: Investing in Turbulent Times

  • How is the current market different than in the past?
  • What will happen to interest rates? Real estate prices? Stock markets?
  • Is it a good time to invest?
  • Should I change my investment plan?
  • What is an investment plan?

June 24, 2020 – Webinar: Shedding light on the cost of investment options for Canadians

Canada is known for our maple syrup and intense love of hockey, but we are also known for having amongst the highest investment management fees amongst other developed nations. This session will explain the costs associated with the different ways you can invest your savings in the capital markets, the pros and cons of different cost structures and lessons learned from a real live “do-it-yourself” investor.

February 5, 2020  – Credit and Borrowing Fundamentals

This workshop deals with various aspects of credit including home mortgages.  Women who attend do not need any background in this topic. We will talk about important basics such as:

  • What is a credit rating?
  • Why your credit history matters
  • How to build a good credit score
  • Different types of borrowing and how to manage debt
  • How to figure out the upfront and ongoing costs of homeownership
  • How to calculate the mortgage amount you qualify for

February 13, 2020 – Basic Budgeting / Working with a Financial Planner

Part 1 – Introduction to Basic Budgeting

The first half of this workshop is an introductory presentation for women on basic budgeting from Vancity’s Each One Teach One program.  A budget helps you to plan for how your money will be spent or saved and it is an important start to creating an overall financial plan. The topics covered in this session include:

  • What is a budget and why should you create one?
  • Tips to help you reach your financial goals and
  • Ideas to help you adjust your spending

Part 2 – Working with a Financial Planner

Financial planning helps you achieve your life goals through the proper management of your financial affairs.  This presentation for women explains what you can expect when you see a financial planner and the basic concepts of financial planning to help you get started.

Our presenter provides answers to questions such as:

  • What does a financial planner do?
  • How do you choose a financial advisor that is right for you?
  • How are advisors compensated?
  • How much money do you need to use a financial planner?
  • Where to find a financial planner?
  • What do you need to know in order to discuss your financial plan?Presenter:

February 19 (Wednesday) – Understanding Capital Markets

This workshop is for women who have little or no understanding of how capital markets work.  We will go over basic terminology and delve into topics such as:

  • Why do capital markets exist?
  • What is investing?
  • What are the types of investments?
  • Asset allocation
  • Some practical advice for investing in capital marketsPresenter:

February 26, 2020 – What are Mutual Funds

 This is a basic workshop for women who would like to learn about mutual funds and mutual fund companies.  Our speaker will provide answers to the following questions:

  • What is a mutual fund?
  • Types of mutual funds
  • Advantages of mutual funds
  • How are the fees charged?
  • Who should be investing in mutual funds?
  • Where do you start?

October 1, 2019 – Talking about Money / Investment Services at Canadian Banks 

This workshop is a discussion on how we can talk about financial matters with our families, friends and financial service providers.  The subject of money is often considered taboo or in bad taste but being able to talk about it can help in many ways.

We also discuss the services that banks provide with respect to investing and wealth management.  Most of us have some connection with one of the large Canadian banks for basic banking services which makes them a logical choice for accessing investment solutions for our savings.

Our presenter is currently working in this area where she focuses on providing her clientele with “practical advice that works as advertised”.  She will guide us through the banking system and show us where to find appropriate services especially for those starting out with modest savings.

October 9, 2019 – Two Key Elements of Investing: Bonds and Asset Mix

The financial world has many different facets and this workshop is an opportunity to gain a better understanding of investing by focusing on two important elements.  Our presenters explain bonds and asset mix in a basic, easy to understand manner and then talk about how to apply this knowledge for your own financial situation.  Here are some of the questions that will be answered in the workshop:

  • What are bonds?
  • How do the price of bonds change?
  • What role do bonds play in a portfolio?
  • How do I figure out what asset mix is appropriate for my portfolio?
  • How can asset mix change over my life?

October 15, 2019 – Investment Strategies for Beginners

This workshop is for women who would like to know about different ways to invest for the short-term and the long-term and is similar to the one put on in June 2019.

October 22, 2019 – Preparing Your Income Tax Return 

This workshop is for any woman who would like to learn more about how to do their income tax returns from a professional accountant and is similar to one put on in October 2019.

June 8, 2019 – Buying a Home Part II

This workshop is another set of modules on buying a home from Vancity’s Each One Teach One program. The June workshop looks at how you go about finding the right home and what help you can expect from the professionals.   Topics covered in this workshop include:

  • How to identify your current and future housing needs
  • Different types of home ownership
  • Advantages and risks of building your own home
  • How the home buying process works
  • How to decide which experts to bring onto your home buying team
  • Ballpark fees professionals will charge

June 15, 2019 – Financial Basics

This workshop for women is about sharing helpful financial practices. Attendees do not need any background in understanding finance. We explore important basics such as:

  • creating a budget
  • understanding the banking and credit systems
  • ideas on how to increase your savings
  • how to start investing

June 22, 2019 – Retirement Planning

In this workshop for women, we discuss key retirement concepts including:

  • Knowing where you stand today
  • The importance of starting as early as possible
  • What is asset mix and why is it important
  • What are the different types of retirement plans

June 29, 2019 – Investment Concepts for Beginners

This workshop is for women who would like to know about different ways to invest for the short-term and the long-term.  We cover basic terminology and concepts around investing such as:

  • Characteristics of equity and debt securities
  • Registered savings plans and taxable investments
  • Active versus passive investing
  • Sample investment strategies for different timelines
  • How to find an investment advisor

February 6, 2019 – Demystifying the Job Search Process / Planning your Next Career Move

A “good” job is key achieving your financial goals. In this workshop, two recruitment and HR professionals share insights on planning your next career move. Even if you you’re not actively looking, this workshop will help you to be more successful when you do want to make a change. We explore some of the considerations that come up when building your career and making choices – from joy to financial health. The following topics will be covered:

  • Determining your motivation
  • The work that goes into your job search
  • Landing that job (the application, the interview and selling yourself)
  • Salary conversations

February 13, 2019 – Working with a Financial Planner

Financial planning helps you achieve your life goals through the proper management of your financial affairs.  This presentation for women explains what you can expect when you go see a financial planner and the basic concepts of financial planning to help you get started.  Our presenters provide answers to questions such as:

  • what does a financial planner do
  • how do financial planners charge for their services
  • where to find a financial planner
  • how much money do you need
  • what do you need to know in order to discuss your financial plan

February 21, 2019 – Introduction to Buying a Home

This workshop for women provides information on buying a home starting with the decision to rent or own and then looking the cost of ownership.  Concepts covered in this workshop include:

  • top ten risks of buying a home
  • how to figure out if renting or buying is a smarter decision
  • how to calculate the mortgage amount you qualify for
  • how to figure out the upfront and ongoing costs of home ownership
  • different types of mortgages
  • how to pay the least amount of interest on your mortgage

February 27, 2019 – Investing in Stocks and ETFs

This workshop is for women who would like to have a better understanding of investing in stocks and exchange traded funds (ETFs) that trade on pubic stock exchanges.  Participants should have some familiarity with stocks in order to get the most out of this workshop. We look at the basics of portfolio management and equity trading including:

  • creating an equity portfolio to maximize returns and manage risks
  • analyzing stocks and exploring other types of trading decisions
  • understanding where investment returns come from and measuring performance
  • setting up a trading account and looking at the fees involved
  • where to get more information

October 2, 2018 – Understanding Basic Banking, RRSPs and TFSAs

This is a two-part workshop for women wanting a better understanding of the different types of accounts available for saving and investing. Our presenters are part of a program called Each One, Teach One put on by Vancity which is dedicated to promoting financial literacy and independence.

  • How to choose the right bank account for your needs
  • How to make interest work for you — not against you
  • Ways to reduce your account and transaction fees
  • The benefits of using RRSPs and TFSAs
  • How to decide whether to invest in an RRSP, a TFSA or both
  • The different kinds of RRSP and TFSA products

October 16, 2018 – Personal Income Tax Return Preparation

This workshop is for any woman who would like to learn more about how to do their income tax returns from a professional accountant. The concepts covered in this workshop include:

  • How to complete a basic personal tax return
  • What to do about self-employment income
  • Why it makes sense to file your tax return, even if you don’t owe money
  • Benefits available to lower-income taxpayers in Canada
  • Where to find help

October 23, 2018 – Credit Fundamentals

This workshop deals with various aspects of credit including home mortgages.  Women who attend do not need any background in this topic. We will talk about important basics such as:

  • Why your credit history matters
  • How to build a good credit score
  • Cost of borrowing
  • How to calculate the mortgage amount you qualify for

October 30, 2018 – Understanding Stocks

This workshop is for women who have little or no understanding of how stock markets work.   We will go over basic terminology and delve into topics such as:

  • What is a stock
  • What are the risk and return characteristics for stocks
  • How are stock market indices created and what are they used for
  • How do you measure investment results

June 7, 2018 – Understanding Capital Markets

This workshop is for people who have little or no understanding of how stock and bond markets work.   We will go over basic terminology and delve into topics such as:

  • the features of equity securities and debt securities
  • a comparison of the risk and return characteristics of equities and debt
  • security market indices, including their construction and valuation, and the types of indices
  • measuring investment results
  • buying stocks and bonds

June 14, 2018 – Demystifying the Job Search Process

In this workshop, two recruitment “insiders” will share insights on the job search process. We will explore some of the considerations that come up when building a career path and making choices – from joy to financial health. The following topics will be covered:

  • the work involved in your job search
  • the application process (including social media)
  • your documents
  • the interview
  • salary conversations

June 21, 2018 – Investing in Stocks

This workshop is for women who have started – or would like to start –  investing in the stock market. We will explore various tools to use when directly buying and selling stocks using an online or discount brokerage account. The concepts covered in this workshop include:

  • how to set up an brokerage account
  • approaches to valuing common shares
  • how to decide when to buy and sell
  • how to measure performance

June 28, 2018 – Practical Tips on Finance

This workshop will be about sharing helpful financial practices.  Attendees do not need any background in understanding finance. We will talk about important basics such as:

  • setting goals
  • creating a budget
  • understanding the banking and credit systems
  • ideas on how to increase your savings
  • how to start investing